About Us
MB Actuarial Services (MBAS) specializes in defined benefit plans, partnering with small plan Third Party Administrators (TPAs) to help them deliver advanced retirement plan solutions to their clients. Our expert team of retirement plan professionals and actuaries prides itself on identifying opportunities and developing innovative tax-efficient recommendations that help the clients of our TPA partners succeed, favorably impact their bottom line, control risks, manage their compliance, and enhance the value of their benefits among plan participants.
The clients of our TPA partners typically range in size from small plans with one or two participants to those under 100 lives. Although their retirement plan objectives vary, a few goals unfailingly top their lists:
- Reduce their tax burden with a well designed tax-efficient qualified plan
- Defer compensation for principals and other key executives to maximize retirement savings
- Help attract and retain top talent with a compelling retirement plan
The actuarial services we provide to our TPA partners include:
- Safe Harbor and non‐Safe Harbor defined benefit plan design, including cash balance plans
- DB/DC combination plan designs
- Annual cost computations (minimum required contribution, maximum deductible contribution, recommended contribution calculations)
- ERISA funding compliance (i.e. actuarial valuation, AFTAP certification, etc)
- Non‐discrimination and compliance testing
- Preparation of Schedule SB
- IRS & PBGC submission‐related work
- Participant benefit calculations, including required minimum distributions
- Plan amendment, takeover and termination‐related work
We welcome your interest, and invite you to contact us for more information about how MB Actuarial Services can partner with you.
Matthew Beaurain, EA, MSEA
Matt is the founder of MB Actuarial Services and has been working in the retirement industry for 20 years. A graduate of Penn State University, he earned his Enrolled Actuary designation in 2013 and specializes in designing and administering retirement plans that help small businesses and their employees achieve financial security.
Outside of work, you can usually find Matt hacking it on the golf course, camping with his daughters, cheering on his Nittany Lions and Pittsburgh sports teams, or spending time with his wife, two daughters and their abundance of animals.
Caroline Khachaturian, EA, MSEA, QPA
Caroline has over 25 years of experience in the pension industry. She earned her Enrolled Actuary designation in 2015 and is dedicated to helping clients navigate the complexities of retirement plans. Outside of work, Caroline enjoys spending time with her dog, Lolik, and relaxing with her crochet projects.
Joy Vieng, QPA, QKA, QKC
Joy is a dedicated retirement plan professional with over a decade of experience in the industry. She holds several prestigious designations from the American Society of Pension Professionals & Actuaries (ASPPA), a leading organization for retirement plan and benefits professionals, demonstrating her expertise in retirement plan administration.
A native of San Diego, she earned her degree from San Diego State University. Outside of work, she enjoys the simple pleasures of baking and spending quality time with her family and friends.